Osusu, Ajo and Esusu groups, and the collectors who hold savings for their communities, have helped millions of Nigerians save. They run on trust — and trust depends on everyone seeing the same, accurate record.
ACHIEVER gives groups and collectors that record. Every contribution is confirmed with the payment provider before it is recorded; everyone can see who has paid, who is due and who has been paid out; organisers and collectors verify their identity and sign a written undertaking; and members can talk, meet and resolve problems in one place.
What ACHIEVER is not
ACHIEVER is not a bank. It is not licensed by the Central Bank of Nigeria as a deposit-taking institution, and money recorded in ACHIEVER is not covered by NDIC deposit insurance. It does not offer loans or pay interest.